Credit Policies

  • shopping24 hour preliminary approval
  • Fast refinance available – Settlement within 48hrs upon receipt of completed mortgage documents
  • No Credit scoring – all deals manually assessed
  • Choice of Mortgage Insurers – Genworth or QBE
  • 80% of Rental Income used + Investment Debt Interest added back
  • Non Genuine Savings Product available
  • Flexible Non Resident policy
  • Credit Cards assessed at 3% of total limit amount
  • 50% of paid maternity leave accepted
  • Business purpose lending secured against residential property – at the same low rates
  • All other mortgage debt serviced at actual repayment

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